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Most people have a mortgage. Usually they have a variable interest rate, which in most cases is referred to the EURIBOR, the most common interest index or rate of reference in Spain. However, in some mortgages the interest rate of reference is not the EURIBOR, it is the Index of Reference of Mortgage Loans or […]
Dear Readers, In today’s article we would like to warn you of the lack of information or misinformation that some companies and professionals are giving those affected by mortgage floor rate interest clauses, mainly in relation to claims known as “no win no fee”, or “if you do not get paid, we will not charge […]
Although not as quite as clear cut in legal terms as normal consumer cases; companies, professionals and self-employed can apply for the nullity or non incorporation of floor interest clauses in their mortgage loans, just as “ordinary” consumers are able to. As most will know already, an interest floor or minimum interest clause, is that […]
