We frequently receive consultations regarding possible abuses made by companies and businesses against consumers. Our firm provides advice in this field, in issues such as bank preference shares, mortgage loan floor clauses, claims for goods in poor condition, and in general on those practices which violate the consumers’ and users’ rights, when they have relevant […]
Clausula suelo: Mortgage floor rate clause ( minimum interest clause). It is legal?. How to claim against Spanish bank for interests charged back.
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Dear Readers , As informed previously, a mortgage or interest floor rate (clausula suelo) is a clause included in most mortgage loan agreements, setting a minimum rate of interest. These clauses limit any possible fall in the level of interest rates, normally the Euribor. As announced some weeks ago, the complete Court Order from the […]
Dear readers, Some months ago, we answered a consultation of Mr M., through the Round Town News. Mr M. bought a car from a local car dealer and after some months the head cylinder and the motor were replaced as they were in a really bad condition. Mr. M instructed us to start a legal […]