Dear readers, we highly recommend you review the interests on the mortgage loan that you are currently paying, and compare it with the interest that you paid before. If you are not currently paying a lot less interest than before, you may be affected by the clause known as mortgage floor or minimum interest rate. […]
Clausula suelo: Mortgage floor rate clause ( minimum interest clause). It is legal?. How to claim against Spanish bank for interests charged back.
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Dear Readers , As informed previously, recently there was a Court Order published from the High Court of Spain (Tribunal Supremo TS), in relation to mortgage floor rates, number 1916/2013. Mortgage Floor or Minimum Interest Clause, is a clause included in most mortgage loan agreements, setting a minimum rate of interest. These clauses limit any […]
We frequently receive consultations regarding possible abuses made by companies and businesses against consumers. Our firm provides advice in this field, in issues such as bank preference shares, mortgage loan floor clauses, claims for goods in poor condition, and in general on those practices which violate the consumers’ and users’ rights, when they have relevant […]