WE are currently receiving many inquiries from clients who want to claim against their banks in relation to the so-called IRPH interest clauses of mortgage loans signed in Spain. They want our help in trying to recover overpaid interest, due to the application of the IRPH as an index for calculating the variable interest on […]
Clausula suelo: Mortgage floor rate clause ( minimum interest clause). It is legal?. How to claim against Spanish bank for interests charged back.
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As we have been warning, on the 3rd of March 2.020, we have been able to know the content of the final court decision of the Superior Court of Justice of the European Union ( ECJ ) regarding the Mortgage Loan Interest Index IRPH; as a reference for the interest rate on mortgage loans signed […]
As we noted in our last article, the European Court of Justice, has published today its resolution that establishes a court precedent applicable to mortgages signed with variable interest rates referenced to IRPH. The Court has ruled in favor to the consumers, stating that IRPH could be an abusive interest rate under the Consumer Protection […]