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Clausula suelo: Mortgage floor rate clause ( minimum interest clause). It is legal?. How to claim against Spanish bank for interests charged back.

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    Claim for the floor clause even if you have signed an agreement with your bank. ECJ decision opens door to claim against banks even if you have signed an agreement to waive future actions over floor clause

    Spanish lawyers and solicitors. Banking law. Agreements and waiver of legal actions on mortgage floor clauses. […]

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    The FLOOR CLAUSE in companies, freelancers and professionals mortgages. Supreme Court New Decision . In which cases could be successfully claimed for.

    THE decision 168/2020, of March 11, 2020, made by the Spanish Supreme Court, has clarified whether companies, the self-employed and SMEs, could claim against the floor clause that  banks included in their mortgage loans, even in those cases in which the loan was required to be used by the borrower in their professional activity. In […]

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    Spanish Mortgages. Consequences of the nullity of the IRPH clause. What and how much can you claim for?

    WE receive many enquiries in relation to possible legal and court claims regarding the nullity of the IRPH clause of mortgage loans signed in Spain because of the possible lack of transparency in the documents. In today’s article, we want to focus on what can be claimed and what are the possible consequences of the […]

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