ON March 26 of this year, the Grand Chamber of the European Court of Justice issued a court decision on the accumulated cases C-70/17 and C-179/17, relating to accelerated repayment clause or the early maturity clause contained in the majority of mortgage loans in Spain. First of all, it should be remembered that the […]
Clausula suelo: Mortgage floor rate clause ( minimum interest clause). It is legal?. How to claim against Spanish bank for interests charged back.
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IN today’s article we want to consider the recent decision made by the Spanish Supreme Court regarding the expenses and costs clauses included in mortgage loans deeds. Amongst others, it is important to be aware of the court decision 49/2019 of January 23 2019, which states: ABSOLUTE NULLITY OF THE EXPENSES CLAUSE – The […]
There are many people who were affected by abusive clauses in their mortgage loans, such as floor clauses, expenses, multi-currencies, abusive delay interest rates, etc.. In many cases and for various reasons, sometimes because of these abusive clauses, mortgage holders could not pay their loan and ended up losing their house, or handing over their […]