CONSULTATION: Dear Carlos When I took out my mortgage I was not advised that there was a mortgage floor rate ( clausula suelo), I was only told it was variable and linked to the euribor. For the last few years I have been paying 4.25% interest even though it is linked to the euribor rate. […]
Clausula suelo: Mortgage floor rate clause ( minimum interest clause). It is legal?. How to claim against Spanish bank for interests charged back.
Latest Articles and Real Cases Related
In this section we publish legal articles and real court cases of your law firm. Consult your doubts in our database
Banking and Costumer Law in Spain: complaints against banks in Spain, How to proceed.
First of all, it is quite common for people without a good knowledge of Spanish to get lost with all the different names given to the banks in Spain: caixa, kutxa, caja, banca, banco etc. The truth is that now days, this picture has been simplified, at least concerning names and types of banks, as […]
Consumer Rights as per the Spanish Law: claim for the repair or compensation, problems with a second hand (used) cars in Spain.
CONSULTATION:Five months ago I purchased a second hand car from a dealer in Spain. Last week while I was driving the car started to overheat and I had to take it to the garage. The mechanic confirmed that the head cylinder and the motor are distorted and in poor condition and must be replaced, being […]