THE decision 168/2020, of March 11, 2020, made by the Spanish Supreme Court, has clarified whether companies, the self-employed and SMEs, could claim against the floor clause that banks included in their mortgage loans, even in those cases in which the loan was required to be used by the borrower in their professional activity. In […]
WE receive many enquiries in relation to possible legal and court claims regarding the nullity of the IRPH clause of mortgage loans signed in Spain because of the possible lack of transparency in the documents. In today’s article, we want to focus on what can be claimed and what are the possible consequences of the […]
WE are currently receiving many inquiries from clients who want to claim against their banks in relation to the so-called IRPH interest clauses of mortgage loans signed in Spain. They want our help in trying to recover overpaid interest, due to the application of the IRPH as an index for calculating the variable interest on […]