Spanish Mortgage Loans: refund of the overpaid interests in the cases of mortgage floor rates clauses, despite the Court Order from the Highest Court of Spain.

Dear Readers , As informed previously, recently there was a Court Order published from the High Court of Spain (Tribunal Supremo TS), in relation to mortgage floor rates, number 1916/2013. Mortgage Floor or Minimum Interest Clause, is a clause included in most mortgage loan agreements, setting a minimum rate of interest. These clauses limit any […]

Read More…

Declaración de incapacidad en España.

ENERVATION & Spanish Real Estate Law: Eviction for non-payment of rent, utility bills, etc

CONSULTATION : Dear lawyers, Recently I rented a restaurant in Javea. I had problems paying the rent before the summer. I now have the money to pay the debt , however the landlord has told me that they have already claimed against me in Denia’s courts, requesting my eviction and the letting contract to be […]

Read More…

Purchase off plan. Get your money back! (Almanzora Country Club, Valle de Calpe, Residencial la Via Denia)

Claim against the banks for money lost in Off Plan purchases from developers who breached contracts and failed to deliver properties, including those who had no bank guarantee for the deposit paid. For example: HUMA MEDIATERRANEO (Almanzora Country Club), GARDEMA DEVELOPMENTS S.L (Valle de Calpe), DETINSA, ( Residencial la Via, Denia), etc. Just as we […]

Read More…