Selling your home in Spain and returning to your country? Capital Gain Tax.

Dear lawyer, For reasons of age, my husband and I are going back to the United Kingdom, after living in Spain as tax residents for the last 15 years. We want to go back and sell our house in Spain. We have received conflicting advice on whether to sell the property before we leave Spain […]

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Floor clause rates – Are you paying the correct interest on your mortgage loan?

Dear readers, if you have a mortgage loan in Spain, it is very possible that you are overpaying interest. Literally thousands of customers have been adversely affected by mortgage floor interest clauses and many are not even aware of it. As we have explained on several occasions, a mortgage floor rate or minimum interest clause, […]

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Is the Energy Performance Certificate (EPC) always necessary when buying or selling properties in Spain?

Question: Dear lawyer, we have been told that when a property is sold in Spain, the seller must always provide the buyer with a certificate of the energy efficiency of the property. Is this correct? Is it necessary in all cases?   Dear reader, thank you for your enquiry. The certificate to which you refer […]

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