{"id":10255,"date":"2021-01-14T18:35:58","date_gmt":"2021-01-14T17:35:58","guid":{"rendered":"https:\/\/www.white-baos.com\/?p=10255"},"modified":"2021-01-14T18:36:04","modified_gmt":"2021-01-14T17:36:04","slug":"nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye","status":"publish","type":"post","link":"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/","title":{"rendered":"Nouveau succ\u00e8s judiciaire. Le tribunal annule l\u2019hypoth\u00e8que multidevise impos\u00e9e \u00e0 un de nos clients et oblige la banque \u00e0 recalculer le pr\u00eat en euros et \u00e0 rembourser le trop-pay\u00e9."},"content":{"rendered":"\n<p>Dans cet article nous souhaitons aborder un nouveau succ\u00e8s judiciaire de notre cabinet. Nous avons obtenu du tribunal comp\u00e9tent la nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais. Ce pr\u00eat f\u00fbt impos\u00e9 par le Banco Popular, aujourd\u2019hui Banco Santander, \u00e0 nos clients.<strong><\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><u>Le cas concret<\/u><\/strong><\/h2>\n\n\n\n<p>Nos clients travaillaient pour une compagnie a\u00e9rienne. \u00c0 l\u2019\u00e9poque, le Banco Popular menait des campagnes de captation de clients parmi les pilotes, les contr\u00f4leurs a\u00e9riens, les affili\u00e9s du SEPLA et, en g\u00e9n\u00e9ral, les employ\u00e9s des compagnies a\u00e9riennes.<\/p>\n\n\n\n<p>On sait que la banque offrait des pr\u00eats multidevises, principalement en francs suisses et en yens japonais. Ces pr\u00eats \u00e9taient un produit ad\u00e9quat pour ses clients car ils payaient moins d\u2019int\u00e9r\u00eats. Mais la banque ne renseignait pas \u00e0 propos du grand risque que repr\u00e9sentait ce type de produit. Les cons\u00e9quences de la fluctuation de la monnaie \u00e9trang\u00e8re sont :<\/p>\n\n\n\n<p>.- que les clients doivent payer, apr\u00e8s des ann\u00e9es, plus qu\u2019au d\u00e9but (si l\u2019on prend en compte l\u2019\u00e9quivalent en euros du capital restant d\u00fb).<\/p>\n\n\n\n<p>.- que les mensualit\u00e9s des pr\u00eats en euros augmentent constamment.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><u>L\u2019arr\u00eat du Tribunal sp\u00e9cial num\u00e9ro 25 de Valencia.<\/u><\/strong><\/h2>\n\n\n\n<p>Le Tribunal sp\u00e9cial de Valencia estima notre demande.<a href=\"https:\/\/www.white-baos.com\/wp-content\/uploads\/2021\/01\/SENTENCIA-MULTI-DIVISA-CURRENCY-YEN-VALENCIA-1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"> L\u2019arr\u00eat peut \u00eatre consult\u00e9 sur notre site web.<\/a><\/p>\n\n\n\n<p>La clause pour frais, int\u00e9r\u00eat de retard, etc. a \u00e9t\u00e9 d\u00e9clar\u00e9e nulle.<\/p>\n\n\n\n<p>La clause multidevises (devises \u00e9trang\u00e8res) a aussi \u00e9t\u00e9 annul\u00e9e.<\/p>\n\n\n\n<p>Comme nous l\u2019avons signal\u00e9 dans notre action en justice, en voici les raisons :<\/p>\n\n\n\n<p>.-Les pr\u00eats hypoth\u00e9caires multidevises, libell\u00e9s en monnaie \u00e9trang\u00e8re, sont complexes, m\u00eame s\u2019ils ne sont pas soumis \u00e0 la r\u00e9glementation MiFID.<\/p>\n\n\n\n<p>.-La banque n\u2019a PAS fourni suffisamment d\u2019informations sur le fonctionnement du produit.<\/p>\n\n\n\n<p>.- La banque n\u2019a PAS fourni suffisamment d\u2019informations sur les risques li\u00e9s \u00e0 la fluctuation de l\u2019\u00e9quivalent en euros du capital restant d\u00fb et des mensualit\u00e9s.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><u>Cons\u00e9quence pour notre client<\/u><\/strong><\/h2>\n\n\n\n<p>Le jugement annule les clauses multidevises en monnaies \u00e9trang\u00e8res et il oblige la banque \u00e0 recalculer l\u2019hypoth\u00e8que &#8211; pr\u00eat en euros- en recalculant les mensualit\u00e9s. Ainsi, la banque doit restituer \u00e0 notre client le trop-pay\u00e9, major\u00e9 des int\u00e9r\u00eats. De plus, le tribunal impose des frais juridiques \u00e0 la banque qui, par cons\u00e9quent, devra indemniser notre client pour les frais d\u2019avocat et d\u2019avou\u00e9.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><u>Conclusion<\/u><\/strong> <\/h2>\n\n\n\n<p>Si vous \u00eates concern\u00e9 par une hypoth\u00e8que (pr\u00eat hypoth\u00e9caire) ou par un produit bancaire avec des clauses abusives, telles que les clauses de frais, plancher, multidevises, etc., ou si vous souhaitez demander la <strong><u>nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais<\/u><\/strong>, en francs suisses, etc., ou bien encore si vous souhaitez recevoir un conseil sur le droit bancaire, <a href=\"https:\/\/www.white-baos.com\/fr\/contactez-nous\/\"><strong><u>veuillez contacter notre cabinet d\u2019avocats.<\/u><\/strong> <\/a><\/p>\n\n\n\n<p>Vous pouvez consulter sur notre site web nos <a href=\"https:\/\/www.white-baos.com\/fr\/servicios\/judiciaire-droit-civil-consommateurs-et-usagers-judiciaire-immobilier-defauts-de-construction-resolution-de-contrats-expulsions-copropriete-etc\/\">services en mati\u00e8re de <strong>r\u00e9clamations l\u00e9gales.<\/strong><\/a><\/p>\n\n\n\n<p>Vous pouvez rester inform\u00e9s \u00e0 travers notre page <a href=\"https:\/\/www.facebook.com\/WhiteBaosAbogadosLawyers\" target=\"_blank\" rel=\"noreferrer noopener\">FACEBOOK. <\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>L\u2019information fournie dans cet article ne pr\u00e9tend pas \u00eatre un conseil l\u00e9gal, il transmet simplement des renseignements d\u2019ordre g\u00e9n\u00e9ral sur des questions juridiques.<\/p>\n\n\n\n<p>Carlos Baos (Avocat)<\/p>\n\n\n\n<p>White &amp; Baos.<\/p>\n\n\n\n<p>T\u00e9l : +34 966 426 185<\/p>\n\n\n\n<p>E-mail : info@white-baos.com<\/p>\n\n\n\n<p>White &amp; Baos 2021 \u2013 Tous Droits R\u00e9serv\u00e9s.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Succ\u00e8s judiciaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais [&#8230;]<\/p>\n<p><a class=\"btn btn-primary understrap-read-more-link\" href=\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/\">Lire la suite&#8230;<\/a><\/p>\n","protected":false},"author":2,"featured_media":10236,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[517,488],"tags":[910,911,912],"class_list":["post-10255","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-droit-bancaire-espagnol-recours-contre-des-etablissements-bancaires-pour-la-vente-de-participations-preferentielles-et-de-produits-financiers-complexes","category-judiciaire-droit-civil-consommateurs-et-usagers-judiciaire-immobilier-defauts-de-construction-resolution-de-contrats-expulsions-copropriete-etc","tag-hypotheque-multidevise","tag-pret-en-yens-japonais","tag-succes-judiciaire"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Succ\u00e8s judiciaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais<\/title>\n<meta name=\"description\" content=\"Cabinet d\u2019avocats espagnols. Sp\u00e9cialistes en droit bancaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Succ\u00e8s judiciaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais\" \/>\n<meta property=\"og:description\" content=\"Cabinet d\u2019avocats espagnols. Sp\u00e9cialistes en droit bancaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/\" \/>\n<meta property=\"og:site_name\" content=\"White &amp; Baos, Abogados &amp; Solicitors\" \/>\n<meta property=\"article:published_time\" content=\"2021-01-14T17:35:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-01-14T17:36:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.white-baos.com\/wp-content\/uploads\/2021\/01\/Exito-judicial.-Nulidad-de-una-hipoteca-multidivisa-en-Yenes-japoneses-blank.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Carlos Baos\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Carlos Baos\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/\"},\"author\":{\"name\":\"Carlos Baos\",\"@id\":\"https:\/\/www.white-baos.com\/fr\/#\/schema\/person\/f25c24bff20eb2992c5efbed4dea4bc3\"},\"headline\":\"Nouveau succ\u00e8s judiciaire. Le tribunal annule l\u2019hypoth\u00e8que multidevise impos\u00e9e \u00e0 un de nos clients et oblige la banque \u00e0 recalculer le pr\u00eat en euros et \u00e0 rembourser le trop-pay\u00e9.\",\"datePublished\":\"2021-01-14T17:35:58+00:00\",\"dateModified\":\"2021-01-14T17:36:04+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/\"},\"wordCount\":593,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.white-baos.com\/fr\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.white-baos.com\/wp-content\/uploads\/2021\/01\/Exito-judicial.-Nulidad-de-una-hipoteca-multidivisa-en-Yenes-japoneses-blank.jpg\",\"keywords\":[\"hypoth\u00e8que multidevise\",\"pr\u00eat en yens japonais\",\"succ\u00e8s judiciaire.\"],\"articleSection\":[\"Droit bancaire espagnol. Recours contre des \u00e9tablissements bancaires pour la vente de participations pr\u00e9f\u00e9rentielles et de produits financiers complexes.\",\"JUDICIAIRE : droit civil, consommateurs et usagers, judiciaire immobilier : d\u00e9fauts de construction, r\u00e9solution de contrats, expulsions, copropri\u00e9t\u00e9, etc.\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/\",\"url\":\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/\",\"name\":\"Succ\u00e8s judiciaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais\",\"isPartOf\":{\"@id\":\"https:\/\/www.white-baos.com\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.white-baos.com\/wp-content\/uploads\/2021\/01\/Exito-judicial.-Nulidad-de-una-hipoteca-multidivisa-en-Yenes-japoneses-blank.jpg\",\"datePublished\":\"2021-01-14T17:35:58+00:00\",\"dateModified\":\"2021-01-14T17:36:04+00:00\",\"description\":\"Cabinet d\u2019avocats espagnols. Sp\u00e9cialistes en droit bancaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#primaryimage\",\"url\":\"https:\/\/www.white-baos.com\/wp-content\/uploads\/2021\/01\/Exito-judicial.-Nulidad-de-una-hipoteca-multidivisa-en-Yenes-japoneses-blank.jpg\",\"contentUrl\":\"https:\/\/www.white-baos.com\/wp-content\/uploads\/2021\/01\/Exito-judicial.-Nulidad-de-una-hipoteca-multidivisa-en-Yenes-japoneses-blank.jpg\",\"width\":1200,\"height\":628,\"caption\":\"Succ\u00e8s judiciaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/www.white-baos.com\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Nouveau succ\u00e8s judiciaire. Le tribunal annule l\u2019hypoth\u00e8que multidevise impos\u00e9e \u00e0 un de nos clients et oblige la banque \u00e0 recalculer le pr\u00eat en euros et \u00e0 rembourser le trop-pay\u00e9.\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.white-baos.com\/fr\/#website\",\"url\":\"https:\/\/www.white-baos.com\/fr\/\",\"name\":\"White &amp; Baos, Abogados &amp; Solicitors\",\"description\":\"Anglo Spanish law firm established by both Spanish and UK lawyers based in Denia Alicante Spain\",\"publisher\":{\"@id\":\"https:\/\/www.white-baos.com\/fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.white-baos.com\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.white-baos.com\/fr\/#organization\",\"name\":\"White &amp; Baos, Abogados &amp; Solicitors\",\"url\":\"https:\/\/www.white-baos.com\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.white-baos.com\/fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.white-baos.com\/wp-content\/uploads\/2022\/09\/logo-wb-legalboutique-rojo.svg\",\"contentUrl\":\"https:\/\/www.white-baos.com\/wp-content\/uploads\/2022\/09\/logo-wb-legalboutique-rojo.svg\",\"width\":100,\"height\":100,\"caption\":\"White &amp; Baos, Abogados &amp; Solicitors\"},\"image\":{\"@id\":\"https:\/\/www.white-baos.com\/fr\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.white-baos.com\/fr\/#\/schema\/person\/f25c24bff20eb2992c5efbed4dea4bc3\",\"name\":\"Carlos Baos\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Succ\u00e8s judiciaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais","description":"Cabinet d\u2019avocats espagnols. Sp\u00e9cialistes en droit bancaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/","og_locale":"fr_FR","og_type":"article","og_title":"Succ\u00e8s judiciaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais","og_description":"Cabinet d\u2019avocats espagnols. Sp\u00e9cialistes en droit bancaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais.","og_url":"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/","og_site_name":"White &amp; Baos, Abogados &amp; Solicitors","article_published_time":"2021-01-14T17:35:58+00:00","article_modified_time":"2021-01-14T17:36:04+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/www.white-baos.com\/wp-content\/uploads\/2021\/01\/Exito-judicial.-Nulidad-de-una-hipoteca-multidivisa-en-Yenes-japoneses-blank.jpg","type":"image\/jpeg"}],"author":"Carlos Baos","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Carlos Baos","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#article","isPartOf":{"@id":"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/"},"author":{"name":"Carlos Baos","@id":"https:\/\/www.white-baos.com\/fr\/#\/schema\/person\/f25c24bff20eb2992c5efbed4dea4bc3"},"headline":"Nouveau succ\u00e8s judiciaire. Le tribunal annule l\u2019hypoth\u00e8que multidevise impos\u00e9e \u00e0 un de nos clients et oblige la banque \u00e0 recalculer le pr\u00eat en euros et \u00e0 rembourser le trop-pay\u00e9.","datePublished":"2021-01-14T17:35:58+00:00","dateModified":"2021-01-14T17:36:04+00:00","mainEntityOfPage":{"@id":"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/"},"wordCount":593,"commentCount":0,"publisher":{"@id":"https:\/\/www.white-baos.com\/fr\/#organization"},"image":{"@id":"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#primaryimage"},"thumbnailUrl":"https:\/\/www.white-baos.com\/wp-content\/uploads\/2021\/01\/Exito-judicial.-Nulidad-de-una-hipoteca-multidivisa-en-Yenes-japoneses-blank.jpg","keywords":["hypoth\u00e8que multidevise","pr\u00eat en yens japonais","succ\u00e8s judiciaire."],"articleSection":["Droit bancaire espagnol. Recours contre des \u00e9tablissements bancaires pour la vente de participations pr\u00e9f\u00e9rentielles et de produits financiers complexes.","JUDICIAIRE : droit civil, consommateurs et usagers, judiciaire immobilier : d\u00e9fauts de construction, r\u00e9solution de contrats, expulsions, copropri\u00e9t\u00e9, etc."],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/","url":"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/","name":"Succ\u00e8s judiciaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais","isPartOf":{"@id":"https:\/\/www.white-baos.com\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#primaryimage"},"image":{"@id":"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#primaryimage"},"thumbnailUrl":"https:\/\/www.white-baos.com\/wp-content\/uploads\/2021\/01\/Exito-judicial.-Nulidad-de-una-hipoteca-multidivisa-en-Yenes-japoneses-blank.jpg","datePublished":"2021-01-14T17:35:58+00:00","dateModified":"2021-01-14T17:36:04+00:00","description":"Cabinet d\u2019avocats espagnols. Sp\u00e9cialistes en droit bancaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais.","breadcrumb":{"@id":"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#primaryimage","url":"https:\/\/www.white-baos.com\/wp-content\/uploads\/2021\/01\/Exito-judicial.-Nulidad-de-una-hipoteca-multidivisa-en-Yenes-japoneses-blank.jpg","contentUrl":"https:\/\/www.white-baos.com\/wp-content\/uploads\/2021\/01\/Exito-judicial.-Nulidad-de-una-hipoteca-multidivisa-en-Yenes-japoneses-blank.jpg","width":1200,"height":628,"caption":"Succ\u00e8s judiciaire. Nullit\u00e9 d\u2019une hypoth\u00e8que multidevise en yens japonais"},{"@type":"BreadcrumbList","@id":"https:\/\/www.white-baos.com\/fr\/nouveau-succes-judiciaire-le-tribunal-annule-lhypotheque-multidevise-imposee-a-un-de-nos-clients-et-oblige-la-banque-a-recalculer-le-pret-en-euros-et-a-rembourser-le-trop-paye\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/www.white-baos.com\/fr\/"},{"@type":"ListItem","position":2,"name":"Nouveau succ\u00e8s judiciaire. Le tribunal annule l\u2019hypoth\u00e8que multidevise impos\u00e9e \u00e0 un de nos clients et oblige la banque \u00e0 recalculer le pr\u00eat en euros et \u00e0 rembourser le trop-pay\u00e9."}]},{"@type":"WebSite","@id":"https:\/\/www.white-baos.com\/fr\/#website","url":"https:\/\/www.white-baos.com\/fr\/","name":"White &amp; Baos, Abogados &amp; Solicitors","description":"Anglo Spanish law firm established by both Spanish and UK lawyers based in Denia Alicante Spain","publisher":{"@id":"https:\/\/www.white-baos.com\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.white-baos.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.white-baos.com\/fr\/#organization","name":"White &amp; Baos, Abogados &amp; Solicitors","url":"https:\/\/www.white-baos.com\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.white-baos.com\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/www.white-baos.com\/wp-content\/uploads\/2022\/09\/logo-wb-legalboutique-rojo.svg","contentUrl":"https:\/\/www.white-baos.com\/wp-content\/uploads\/2022\/09\/logo-wb-legalboutique-rojo.svg","width":100,"height":100,"caption":"White &amp; Baos, Abogados &amp; Solicitors"},"image":{"@id":"https:\/\/www.white-baos.com\/fr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.white-baos.com\/fr\/#\/schema\/person\/f25c24bff20eb2992c5efbed4dea4bc3","name":"Carlos Baos"}]}},"jetpack_featured_media_url":"https:\/\/www.white-baos.com\/wp-content\/uploads\/2021\/01\/Exito-judicial.-Nulidad-de-una-hipoteca-multidivisa-en-Yenes-japoneses-blank.jpg","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/www.white-baos.com\/fr\/wp-json\/wp\/v2\/posts\/10255","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.white-baos.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.white-baos.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.white-baos.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.white-baos.com\/fr\/wp-json\/wp\/v2\/comments?post=10255"}],"version-history":[{"count":1,"href":"https:\/\/www.white-baos.com\/fr\/wp-json\/wp\/v2\/posts\/10255\/revisions"}],"predecessor-version":[{"id":10256,"href":"https:\/\/www.white-baos.com\/fr\/wp-json\/wp\/v2\/posts\/10255\/revisions\/10256"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.white-baos.com\/fr\/wp-json\/wp\/v2\/media\/10236"}],"wp:attachment":[{"href":"https:\/\/www.white-baos.com\/fr\/wp-json\/wp\/v2\/media?parent=10255"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.white-baos.com\/fr\/wp-json\/wp\/v2\/categories?post=10255"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.white-baos.com\/fr\/wp-json\/wp\/v2\/tags?post=10255"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}